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Rural Development Programs USDA/Maine

Address:  254 Goddard Rd.
Lewiston, ME 04240
Phone:  207) 753-9400 Ext. 244
Fax:  (207) 784-1335
TTY:  (207) 942-7331
E-mail:  [email protected]
Website: Website
Contact:  Orman Whitcomb, Area Director
Clients:  Qualified applicants who live in a rural area, have an acceptable credit history, not be able to obtain credit through conventional sources or assets, be a U.S. citizen or qualified alien, and show acceptable repayment ability. The applicant must also have an adjusted family income that does not exceed the moderate-income limit for the area in which the home is located.
Services:  Rural Development has three different housing programs currently available to assist rural citizens in achieving the dream of home ownership, and excels at identifying innovative ways to place families in housing that is safe, sanitary, and decent with affordable payments. The 502 Direct Program offers loans subsidized to as low as one percent interest with no down payment for low income qualified individuals and properties. The 502 Guaranteed Program also offers no down payment financing up to 102 percent of the homes value through approved financial institutions for moderate income qualified individuals and properties. The 504 Home Repair Program offers financing for loans up to $20,000.00 at 1% interest for up to 20 years to allow existing very-low income homeowners the chance to modernize and improve their homes.

Healthy Community Coalition

Founded in 1989, Healthy Community Coalition (HCC) is an affiliate of the Franklin Community Health Network with a mission of promoting health and well-being in Franklin County and neighboring towns, including Livermore Falls.